{"id":112660,"date":"2026-05-28T16:36:06","date_gmt":"2026-05-28T16:36:06","guid":{"rendered":"https:\/\/newsfortnite.com\/index.php\/2026\/05\/28\/what-happens-when-you-stop-paying-your-home-loan-emis-heres-what-the-bank-can-do\/"},"modified":"2026-05-28T16:36:06","modified_gmt":"2026-05-28T16:36:06","slug":"what-happens-when-you-stop-paying-your-home-loan-emis-heres-what-the-bank-can-do","status":"publish","type":"post","link":"https:\/\/newsfortnite.com\/index.php\/2026\/05\/28\/what-happens-when-you-stop-paying-your-home-loan-emis-heres-what-the-bank-can-do\/","title":{"rendered":"What happens when you stop paying your home loan EMIs? Here&#8217;s what the bank can do"},"content":{"rendered":"<p>Missing home loan EMIs triggers a legal process, potentially leading to property auction. After 90 days of non-payment, your loan becomes an NPA. Lenders then issue a 60-day demand notice under SARFAESI Act. Failure to pay allows banks to take possession and auction the property, but borrowers can settle dues anytime before sale completion.<\/p>","protected":false},"excerpt":{"rendered":"<p>Missing home loan EMIs triggers a legal process, potentially leading to property auction. After 90 days of non-payment, your loan becomes an NPA. Lenders then issue a 60-day demand notice under SARFAESI Act. Failure to pay allows banks to take possession and auction the property, but borrowers can settle dues anytime before sale completion.<\/p>\n","protected":false},"author":0,"featured_media":112661,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts\/112660"}],"collection":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/comments?post=112660"}],"version-history":[{"count":0,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts\/112660\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/media\/112661"}],"wp:attachment":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/media?parent=112660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/categories?post=112660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/tags?post=112660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}