{"id":119965,"date":"2026-07-08T10:39:17","date_gmt":"2026-07-08T10:39:17","guid":{"rendered":"https:\/\/newsfortnite.com\/index.php\/2026\/07\/08\/are-indians-swiping-less-credit-card-story-has-grown-bigger-user-base-hasnt\/"},"modified":"2026-07-08T10:39:17","modified_gmt":"2026-07-08T10:39:17","slug":"are-indians-swiping-less-credit-card-story-has-grown-bigger-user-base-hasnt","status":"publish","type":"post","link":"https:\/\/newsfortnite.com\/index.php\/2026\/07\/08\/are-indians-swiping-less-credit-card-story-has-grown-bigger-user-base-hasnt\/","title":{"rendered":"Are Indians swiping less? Credit card story has grown bigger, user base hasn\u2019t"},"content":{"rendered":"<p>India&#8217;s credit card market has grown significantly over the past decade.  However, credit card penetration remains low compared to global benchmarks.  Younger consumers and semi-urban areas now show increased credit card ownership.  Credit cards now face competition from digital payment methods like UPI.  Portfolio quality has improved after pandemic-related challenges.<\/p>","protected":false},"excerpt":{"rendered":"<p>India&#8217;s credit card market has grown significantly over the past decade. However, credit card penetration remains low compared to global benchmarks. Younger consumers and semi-urban areas now show increased credit card ownership. Credit cards now face competition from digital payment methods like UPI. Portfolio quality has improved after pandemic-related challenges.<\/p>\n","protected":false},"author":0,"featured_media":119966,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts\/119965"}],"collection":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/comments?post=119965"}],"version-history":[{"count":0,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/posts\/119965\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/media\/119966"}],"wp:attachment":[{"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/media?parent=119965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/categories?post=119965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsfortnite.com\/index.php\/wp-json\/wp\/v2\/tags?post=119965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}