Champat Rai claims Anil Mishra and SBI officials framed SOPs without his approval. Mishra allegedly handled administrative and financial powers with SBI, leading to mismanagement. The usual currency note handling codes may not have been followed by bank staff. An agreement was made with SBI’s Ayodhya branch chief during Maha Kumbh. Rai stated all other correspondence with SBI was handled by him since August 2020.